The Five Cs of Commercial Credit is a framework used by lenders to assess the creditworthiness of businesses. By understanding the Five Cs of Commercial Credit, bankers can assess the risk associated with lending to a particular borrower and make informed lending decisions. This helps banks to manage their risk exposure and ensure that they are lending responsibly.
Moreover, by evaluating each of the Five Cs, bankers can provide valuable advice to borrowers on how to improve their creditworthiness. This can help borrowers to secure financing in the future and build a strong financial foundation for their business.
Bankers have relied on the 5 C’s of credit - capacity, conditions, collateral, capital, and character for many years, but what do these terms really mean, and how do lenders use them to determine whether a potential borrower is creditworthy?
This simple credit model is simple to understand and easy to use. The speaker explains how lenders assess each of these factors and provides practical tips for borrowers to improve their creditworthiness. Attend the session to see the big picture for credit analysis and underwriting.
The webinar will provide valuable insights into the lending process and learn how to navigate the credit landscape effectively. The webinar is also an excellent resource for anyone looking to secure financing for their business.
The webinar will provide valuable insights into the lending process and learn how to navigate the credit landscape effectively. The webinar is also an excellent resource for anyone looking to secure financing for their business.
Dev Strischek
A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek principal of Devon Risk Advisory Group based near Atlanta, Georgia. Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC). PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are …
Cyber Security Incident Response Team Training Program
Transforming Anger And Conflict Into Collaborative Problem …
Excel Power Skills: Master Functions, Formulas, and Macros …
Employee Handbooks: 2025 Critical Issues
The Courage to Speak: Overcoming Fear and Owning the Room
6-Hour Virtual Seminar on Learning the Highlights of Excel …
Finance & Accounting 101 Simplified
6-Hour Virtual Boot Camp on Microsoft Power BI
FDA Regulation of Artificial Intelligence/ Machine Learning
Compliance Under Fire: Navigating I9 Immigration Raids & …
Empowering Conflict Resolution: Letting Go to Gain Control
Developing an Agile Workforce with Emotional Intelligence (…
Human Error Reduction Techniques for Floor Supervisors
How to Give Corrective Feedback: The C.A.R.E. Model - Elimi…
How To Conduct An Internal Harassment And Bullying Investig…
Leadership: Strategic Planning and Decision Making
FDA Compliance And Laboratory Computer System Validation
Secrets Of Psychology - Why People Do The Things They Do
Marketing to Medicare or Medicaid Beneficiaries - What You …
Polish your Presence on Linkedin - The Powerful Profile
Human Factors Usability Studies Following ISO 62366 and FDA…
Utilizing A Proven Process When Conducting Sensitive, Inter…
Leveraging Artificial Intelligence in HR
Bootcamp for New Managers and Supervisors: Develop These Es…
Understanding and Analyzing Financial Statements
HR Metrics and Analytics 2025 - Update on Strategic Plannin…
Understand the Different Contexts in DAX, The Filter Contex…
The Importance of Storytelling in Project Management
Defensive Documentation: Protecting Your Organization from …
Onboarding is NOT Orientation - How to Improve the New Empl…
Power Bi - Turn Bad Data Into Great Data In Minutes
Copilot and HR: An Introduction for HR Professionals
OSHA Reporting: What are OSHA's Reporting Requirements?
Harassment, Bullying, Gossip, Confrontational and Disruptiv…